Is Finance Management Be Within Students Reach Regardless...

Would finance management be within students reach regardless of their set of circumstances? While decision-making influences a choice, many individuals do not have a range of choices and simply cannot afford common mistakes such as recklessness and laziness. Smart money management skills are the key to accomplishment. Success in financial management is a planned process of organization to ultimately avoid debt, save, and achieve life stability. Many students are reckless and enjoy living on the edge with their money not because necessity or benefits, but ease and flexibility, â€Å" Those who pay their credit-card bills on time every month are taking steps to build a solid credit score. But it s far too easy for 20-somethings to misuse their cards. They use plastic to purchase big-ticket items that they can t afford, from high-end flat-screen TVs to rooms full of furniture† (Rafter). The desire to have things the easy way is far better and thrilling. However, eventually that m oney has to be payed back. â€Å"Living in the moment† surely has an unnecessary negative long-term consequence in this case, debt. Faced with a period of temporary economic decline of both trade and industry, which is also known as the recession. Saving money can be quite difficult for any family. Some situations cannot be helped, workers are not responsible for their job status, and there could be a variety of reasons why he or she loses their current job. In a worse case scenario, if unemploymentShow MoreRelatedCurriculum, Quality and Professionalism2696 Words   |  11 Pagescourse design. Curriculum Design- Independent Living Skills The course was designed for students in the second year of college and is set over a period of 15 weeks with 2 hour sessions. The aim of this course is to provide students with the necessary life skills needed for life after college. This course also provides students with the skills and abilities to live independently. 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